Website Terms and Conditions Statement

These terms govern your use of talmerion.sbs and establish the rights and obligations between you and us. By accessing this site, you agree to comply with these legally binding terms.

Last modified on October 16, 2025.

Acceptance of Terms

When you use our website, you confirm your acceptance of these terms and agree to engage only within our scope of services and all applicable laws in Australia. Please review them carefully. Continued use signifies your ongoing agreement.

Key Terms

Below, we clarify several terms used throughout this document for better understanding.

“Service” means impartial portfolio reviews, analytical opinions, and consultations, not financial management, sales, or educational offerings.

“User” refers to any visitor, client, or individual accessing material or submitting requests via talmerion.sbs.

“Information” includes all data shared, submitted, or generated through the course of service delivery, reviews, or correspondence.

“Site” represents the platform accessible on talmerion.sbs only.

Permitted Use of Service

You may use our site and service only for lawful purposes, and not for product sales, advertising, or engaging in unlicensed financial activities.

Eligibility

Our service is available exclusively to individuals aged 18 and over with a genuine interest in analytical portfolio consultations and reviews.

Australians under 18 are not eligible for this service.

User Responsibilities

All users must respect these terms, Australian law, and the boundaries of the consultation service.

Provide accurate and current contact information when submitting forms.
Comply with all applicable local, state, and federal regulations.
Engage respectfully and avoid abusive, misleading, or unlawful communication.
Do not attempt to gain unauthorized access to site systems.

Prohibited Uses

By using this site, you agree not to engage in any banned activities, including but not limited to the following.

Attempting to misrepresent your identity or act on behalf of others without consent.
Submitting unsolicited advertisements, marketing, or commercial offers.
Sharing or disseminating false or misleading opinions about financial products.
Uploading or transmitting any malicious code or viruses to our website.
Tampering with, reverse engineering, or attempting to disrupt site functionality.

Intellectual Property Rights

Content on talmerion.sbs—including all text, images, and resources—is our exclusive property or used by agreement. You may reference material for personal use but may not alter, replicate, or redistribute without explicit consent.

User Submissions

Information you submit—via forms, feedback, or requests—remains confidential. We reserve the right to review, but not publish or share, user-submitted content.

Your Content Rights

You retain copyright for information provided, but grant us a non-exclusive right to use it for consultation purposes only.

Privacy and Confidentiality Policy

Our privacy policy defines how your data is collected, stored, and used. All consultations and submitted materials are kept in strict confidence within the scope of Australian privacy regulations.

View Privacy Policy

Important Disclaimer Statement

Please read our disclaimer for more context regarding our non-committal, advisory-only approach.

Service Limitations

We do not make product offers, nor do we act as agents or provide guarantees of outcomes. All insight is shared for information only.

Limitation of Liability Conditions

We disclaim all responsibility for direct or indirect losses sustained from reliance on site information or consultation outcomes.

Indemnification

By accessing our service, you agree to indemnify and hold our team harmless against all third-party claims resulting from your site use or breach of terms.

Dispute Resolution Process

Should disagreements occur regarding site or service use, we encourage timely and respectful resolution as laid out below.

Arbitration

Any unresolved disputes may be subject to confidential, binding arbitration in Australia as agreed upon by both parties.

Engaging in arbitration does not waive your statutory rights.

Online Dispute Resolution

The European Commission offers an online dispute resolution platform that can be used for consumer complaints made within the EU.

Access the ODR portal

Severability

If any section is found invalid, the remainder stays in effect, ensuring the terms’ integrity.

Entire Agreement Overview

These terms make up the complete agreement between you and talmerion regarding the use of our website and services.

Applicable Law and Jurisdiction

Australian state and federal regulations apply exclusively to any matters arising from your use of this site.

Service Termination

We may close, suspend, or terminate your access to the site if these terms are breached or for operational reasons.

Modifications

We may update these terms periodically. Continued use indicates your acceptance of such changes.

Contact for Terms Questions

If you have any queries or require further explanation about these terms, please reach out using the contacts below.

Email Address: content@talmerion.sbs

Phone Number: +61.2.6167.7606

Address: 265 King Street, Newcastle, NSW 2300 Australia

Effective Date: October 16, 2025

Version: 3.0